Ar-Rahnu
Ar-Rahnu-i
Ar-Rahnu
Pembiayaan Ar-Rahnu-i is a short-term Islamic Pawnbroking Facility that provides customer with instant cash access by accepting gold items as collateral.
The implementation of this product is based on the concept of Tawarruq
Shariah Concept
Pembiayaan Ar-Rahnu applies the Tawarruq (Commodity Murabahah) and Rahn (Collateral) concepts as its underlying Shariah contracts whereby it offers competitive profit rate to customer subject to minimum eligibility requirements for the purpose of personal consumption, business working capital or any other agricultural or non-agricultural activities to elevate the socioeconomic status of the community.
Product Information
| Financing Limit |
|
| Margin of Financing | Up to 75% of the current Market Value of the collateralized Gold. |
| Financing Tenure | Contracted Financing Tenure is 36 months. |
| Testing | Testing |
Profit Rate
| Marhun Value | Monthly Profit Rate |
|---|---|
| RM100 - RM2,000 | RM0.55 |
| RM2,001 - RM5,000 | RM0.65 |
| RM5,001 & above | RM0.80 |
Vision
Advancing Agriculture
Beyond Banking
Mission
Elevating the standards of agriculture
and providing sustained supports that create values to communities, economy, environment and stakeholders
Help and Support
Leboh Pasar Besar, Peti Surat 10815,
50726 Kuala Lumpur,
Wilayah Persekutuan Kuala Lumpur
1 300 88 2476 (LOCAL)
+6 03 2079 0600 (INTL)
Inquiry & Feedback